Business Financing
Equipment loan rates as low as 7.99%1.
Whether you're expanding your business or replacing outdated equipment, First Federal Bank offers competitive rates to get you the equipment you need.
PERSONAL LOAN
Whole-House standby generator as low as 8.50%2.
Whole-house standby generators are the perfect backup to keep you going during a power outage. With First Federal Bank, you can make affordable payments and have the peace of mind knowing you are prepared.
- Loans up to $20,000
- 39-month term
- Fixed interest rate
Home Equity
6.25% APR HELOC for the first 12 months.3
Whether renovating your kitchen or upgrading your outdoor space, our low closing cost Home Equity Line of Credit4 makes upgrading easy.
- Renovate your home
- Support education costs
- Outdoor renovations
Complete the form below to receive updates when new offers are announced.
1) 7.99% available to those who qualify. Loan approval is subject to credit underwriting and approval. Loan available for up to and including $150,000, fixed interest rate for up to 60 months, fully amortizing with principal payments. Customer is responsible for closing costs. First Federal Bank business checking account and auto debit required.
2) Loan payment is based on 8.50% interest rate - APR of 9.126% with a credit score of 720+. Example payment of $588.79 is for a $20,000 loan paid over 39 months. Closing costs including doc stamps, UCC filing fee and application fee up to $326.00 and must be paid in cash at closing. In example, total amount financed is $19,801 with closing costs of $326.00. To receive the advertised rate, the following requirements must be met: open a personal checking account and sign up for automatic payments. Loan approval is subject to credit underwriting and approval. Rates and lending terms may vary depending on your financial condition and credit history. Rate was updated on 3/1/2024 and is subject to change. See a banker for complete program requirements. Offer ends December 31, 2024.
3) The 6.25% Annual Percentage Rate (APR) is a 12-month promotional rate. After 12 months, the APR will be based on a Margin and range from Prime +0% to Prime +3.5%, capped at 18%. As of 11/13/2024 the prime rate is 7.75%. 25 year term with a maximum loan amount of $250,000 on 1st mortgage and $150,000 on 2nd mortgage. 2nd mortgage available on site built homes only.
4) Low closing cost promotion: Bank will credit at closing $495 in FL or $595 in SC towards costs associated with opening a Home Equity Line of Credit. A balance of $10,000 or more must be maintained for the first 12 months or the credit will be reversed and charged to the line. Exclusions and limitations may apply. Subject to offer availability. Additional rates and terms available. See a banker for complete details. Consult a tax adviser for further information regarding the deductibility of interest and charges.
