Welcome to the new First Federal Bank website! We've redesigned the site to make it faster, easier to navigate, and simpler to find the products and services that fit your needs.
In observance of Christmas, all branches will close at 12:00 PM on Christmas Eve, Wednesday, December 24, 2025, and will be closed all day on Christmas Day, Thursday, December 25, 2025. We will reopen with normal business hours on Friday, December 26, 2025.
Business banking offers secure financial management, streamlined transactions, credit options, and tools to help businesses grow efficiently and sustainably.
Hear from people just like you that trust in First Federal Bank.
The best customers deserve the best banking experience.
Scott Nunley
They are always helpful, nice, and services are great. Everyone is quick to help and resolve any issues you may have.
Deonna Willis
Lake City – Mall Branch
After 20 years with First Federal Bank, I easily leveraged our relationship to finance my new venture, Columbia Drip Bar. Their local presence, trustworthiness, and friendly service make First Federal the perfect banking partner
Michael McKinney
I was glad to support my local bank to secure an SBA loan to open Line X in Gainesville. Staying connected to the community and contributing to the local economy’s growth is important to me
1 Business Savings: $6 charge per withdrawal over 9 per quarter. The interest rate and APY are subject to change without notice. Fees may reduce earnings. 2 Cash Management: $10 charge per withdrawal over 6 per month. The interest rate and APY are subject to change without notice. Fees may reduce earnings.
You will be linking to another website not owned or operated by First Federal Bank. First Federal Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by First Federal Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from First Federal. If you "Proceed", the link will open in a new window.
