Locations

At First Federal Bank, our branches are more than places to bank—they’re part of the community. Each location offers friendly service, trusted financial guidance, and convenient access to the accounts and loans you need. Wherever you visit us, you’ll find a team committed to helping you reach your goals.

John S Flood Financial Center

4705 W US Hwy 90
Lake City FL, 32055

(386) 755-0600

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Reneé Williams
Reneé Williams

Retail Market Manager

Mall Branch

2571 W US Hwy 90
Lake City, FL 32055

(386) 755-0600

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Reneé Williams
Reneé Williams

Retail Market Manager

Lake City Main Blvd

707 SW Main Blvd
Lake City, FL 32025

(386) 755-0600

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Reneé Williams
Reneé Williams

Retail Market Manager

Live Oak South

804 Ohio Ave S
Live Oak, FL 32064

(386) 362-3433

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Heather Thompson
Heather Thompson

Financial Center Manager

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Hear from people just like you that trust in First Federal Bank.

The best customers deserve the best
banking experience.

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Scott Nunley
They are always helpful, nice, and services are great. Everyone is quick to help and resolve any issues you may have.
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Deonna Willis
Lake City – Mall Branch
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After 20 years with First Federal Bank, I easily leveraged our relationship to finance my new venture, Columbia Drip Bar. Their local presence, trustworthiness, and friendly service make First Federal the perfect banking partner
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Michael McKinney
I was glad to support my local bank to secure an SBA loan to open Line X in Gainesville. Staying connected to the community and contributing to the local economy’s growth is important to me
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