Mortgage Loans

Custom Home Financing Solutions

A New Beginning for New Memories

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Modern Loan Solutions

Loans for Your Home

At First Federal Bank, we acknowledge that your home loan scenario is one-of-a-kind. We recognize that the process of purchasing a home has multiple steps from financing requirements, eligibility criteria, and timelines. Our knowledgeable mortgage loan officers are ready to thoroughly evaluate your clients’ circumstances and offer expertise to assist them in making the optimal choice. With a range of financing options available, we are here to help realize the dream of homeownership. 

  • FHA, USDA, VA, and Conventional
  • Jumbo Loans
  • Construction-to-Permanent
  • Manufactured Housing
  • Adjustable-Rate-Mortgages (ARMs)
  • Fixed and Adjustable Terms
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Flexible Mortgage Loans

FHA, USDA, VA, and Conventional

These loans are supported by specific groups that offer benefits which may allow you to receive lower interest rates and smaller down payment requirements.

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Construction-to-Permanent

With a single closing, construction-to-permanent loans simplify the traditional construction loan by combining financing and mortgage into one loan.

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Adjustable-Rate Mortgages (ARMs)

Enjoy lower initial payments for your mortgage. With lower payments you can pay more to principle, have more cash flow, and may help if you plan to sell in a few years.

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Jumbo Loans

When you need to finance more than our typical FHA, VA, or conventional loans will allow, jumbo loans and our experienced mortgage loan officers can help.

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Manufactured Housing

Our manufactured and modular mortgage specialists will guide you through the buying process. Regardless of financing options, we can help get you headed in the right direction.

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Fixed-term or Adjustable-term

While fixed-term mortgages offer you the comfort of a never changing rate or payment, adjustable-term mortgages can be fixed term and then switch to a range of interest rates.

Resources for Homebuyers
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Loan Checklist

When you're ready to buy a home, it's important to understand what you'll be required to provide in order to make the process simpler for you.

 
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The Mortgage Process

Learn the essential steps to take once your offer on a property has been accepted, to help ensure a successful mortgage application.

 
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Home Inspection

At First Federal Bank, we help you navigate inspection requirements based on your loan type, so you can move forward with confidence.

 
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Experienced loan officers to help guide you through the loan process.

Find your perfect mortgage loan officer today.

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All loans are subject to credit underwriting and approval. See a mortgage loan officer for more info.