Personal & Business Account Fees & Service Charges
| Collections | |
|---|---|
| Non-Customer | Not available |
| Domestic (Customer) | $15 per item |
| International (Customer) | $25 per item |
| Wire Transfer Charge - Domestic | |
|---|---|
| Non-Customer | Not Available |
| Incoming Domestic | $16 |
| Outgoing Domestic | $32 |
| Return Wire Fee | 13 |
| Wire Transfer Charge - Foreign | |
|---|---|
| Non-Customer | Not Available |
| Incoming Foreign | $37 |
| Outgoing Foreign | $74 |
| Wire Return | $13 |
| Safe Deposit Boxes - Annual Rental | |
|---|---|
| 3 x 5 | $40 - $5 Discount W/Payment Auto Draft |
| 5 x 5 | $55 - $5 Discount W/Payment Auto Draft |
| 3 x 10 | $65 - $5 Discount W/Payment Auto Draft |
| 5 x 10 | $75 - $5 Discount W/Payment Auto Draft |
| 10 x 10 | $95 - $5 Discount W/Payment Auto Draft |
| Lost Key | $10 Plus Cost to Drill Box (Minimum $175) |
| Late Rental Payment | 10% of Amount Due |
| Miscellaneous Charges | |
|---|---|
| Account Closing | $25 If Closed Within 90 Days |
| Account Printout, Copy of Statement, or Special Statement | $5 |
| Account Reconciliation | $26 Per Hour / $26 Minimum |
| Account Research | $26 Per Hour / $26 Minimum |
| ATM Mini Statement | $1.25 |
| ATM Transactions - Foreign ATM Withdrawal | $2.49 Per Transaction |
| ATM Surcharge (Non-Customer at FFB ATM) | $4 Per Transaction |
| 1031 Exchange | $1,000 Per Transaction |
| Dormant Account Fee (Checking After 12 Months) | $10 Per Month |
| Fax In/Out (Customers) | $1 Per Page Local / $2 Per Page |
| Foreign Currency Purchase (Customers) | $25 Plus Shipping |
| Legal Process Fee | $150 or 3% of Amount, Whichever is Higher (Including but not limited to Garnishment, Government Levy, Escheatment and similar orders) |
| Hold Mail Fee (Not Available to New Customers) | $5 |
| HSA Enrollment Fee (One Time Fee) | $25 |
| IRA/HSA Annual Maintenance Fee | $15 |
| IRA/HSA Custodial Transfer Fee | $50 |
| NSF Paid Item Fee | $37 Per Item1 |
| NSF Returned Item Fee | $37 Per Item1 |
| Overdraft Charge (beginning second day of overdraft) | $7 Per Day2 |
| Overdraft Protection | $7 Per Transfer |
| Paper Statement Fee (Personal Checking Only) | $2 Per Month |
| Photocopies | .25¢ Per Page |
| Replacement Debit Card | $12 |
| Replacement Debit Card + Expedited Shipping | $35 |
| Return Deposit Item | $11 |
| Return Mail Fee | $5 Per Month |
| Same Day ACH | .05¢ Per Entry |
| Stop Payment Order | $36 At Branch ($31 When Placed Online Using eCorp) |
| Telephone/Fax Transfer Request | $6 |
| Zipper Bags | $5 |
| Bill Pay | |
|---|---|
| Account to Account Transaction | $2 |
| Overnight Check | $14.95 |
| Same Day Bill Pay | $9.95 |
| Cashier's Checks (Customer) | $5 |
| Check Cashing | |
|---|---|
| Non-Customer Cashing Non-Customer Check | Not Available |
| Non-Customer Cashing Business Customer Check | $5 |
| Check Images in Statements | $5.69 |
| Check Printing | Fees Vary with Style Ordered |
| Copy of Canceled Check | $5 |
| Counter Checks | $1 Per Page |
| Deposit Account Verification | $7.50 |
| Deposit Correction Fee (Per Correction Over 2 Per Statement Cycle) | $7 |
| Disposable Bags | .15¢ |
Business Account Fees & Service Charges
| Analysis Fees (Includes ACH & Cash Services Customers) | |
|---|---|
| Account Maintenance Fee | $10 Per Month |
| Collection Domestic | $15 |
| Collection International | $25 |
| Disposable Bags | .15¢ |
| Deposited | .11¢ Per Item |
| Items Paid | .11¢ Per Item |
| ACH Items (Debits and Credits) | .11¢ Per Item |
| Return Deposited Item | $11 |
| Rolls of Coin | .25¢ Per Roll |
| Straps of Currency (Made Available) | .78¢ Per Strap |
| Merchant Operated ATM Support Fee | $25 Per Month |
| eCorp Fees | |
|---|---|
| ACH Origination | $30 Per Month |
| eDeposit Merchant Capture | $39 Per Month |
| Access/Internal Transfer | $7 Per Month |
| Positive Pay | $4 Per Month |
| Same Day ACH | .05¢ Per Entry |
| Wires | $14 Per Month |
Loan Servicing Fees
| Type | Amount |
|---|---|
| Late Charge |
Varies Per Loan Agreement
|
| Loan Payment by Phone Fee (ACH) |
$15
|
|
Credit Card Payment Fee (delinquent accounts up to $1,500.00)
|
$15 |
| Auto Draft Change Fee | $15 |
| Recording Fee (amount may vary by County) | > $15 or Actual Cost |
| Payoff Processing Fee |
$35
|
| Subordination of Mortgage Fee |
$150 Plus Legal Fees
|
|
Partial Release Fee - Real Estate
|
$150 Plus Legal Fees
|
|
Re-casting (re-amortization) Fee
|
$300
|
|
Returned Payment Item
|
$30
|
|
Loan Research Fee
|
$30/Hr. - 1 Hr. Min
|
|
Loan Statement Photocopies
|
$.25/Page
|
|
Auto Draft Removal Fee
|
$100
|
| Escrow Waiver | $150 |
| Please Note: Late payment by phone, credit card payment, auto draft change, payoff processing, subordination of mortgage, and partial release fees have changed. |
|---|
Servicing Common Fees and Costs
This schedule provides general information on common non-state specific costs that could be associated with servicing a loan account. Fees not listed include, HELOC/HEloan annual maintenance, early termination, and closure fees as well as late charges, which are outlined in your note/agreement. It is not a complete list of all costs that could be assessed to such an account.
This schedule is provided for informational purposes only.
This schedule is provided for informational purposes only.
